EFTSECURE SAFETY
1. Introduction
These Terms and Conditions ("Terms") govern the use of Callpay Payment Processing Services ("Services") provided by Callpay ("we", "us", or "our"). By using our Services, you ("User", "you") agree to be bound by these Terms. Please read them carefully.
2. Saving of Login Credentials for Internet Banking
2.1. Consent to Store Credentials: By using Callpay Services to save your internet banking login credentials ("Credentials"), you authorize us to store these Credentials securely for the purpose of facilitating faster login and transaction processes.
2.2. Security Measures: We employ robust security measures to protect your Credentials from unauthorized access. However, you are responsible for ensuring the security of your device and internet connection.
2.3. Use of Credentials: Your Credentials will only be used to process transactions you have authorized and for no other purpose. You must ensure that your Credentials are accurate and up-to-date.
2.4. Liability: We shall not be liable for any unauthorized use of your Credentials unless such use is directly attributable to our negligence or willful misconduct.
3. Making an Instant Payment via Internet Banking
3.1. Instant Payment Service: We offer an instant payment service allowing you to make payments via internet banking, which are processed more quickly than standard transactions.
3.2. Fees: Instant payments incur higher fees than standard transactions. By opting for an instant payment, you agree to pay the applicable fees as disclosed at the time of the transaction.
3.3. Authorization and Processing: By initiating an instant payment, you authorize us to debit your designated bank account for the payment amount plus applicable fees. We will make every effort to process instant payments promptly, but we do not guarantee a specific transaction time.
3.4. Refunds and Disputes: If you have an issue with an instant payment, please contact our customer service. Refunds and dispute resolutions are subject to our refund and dispute policies, which are available on our website.
4. General Provisions
4.1. Amendments: We reserve the right to amend these Terms at any time. Your continued use of the Services after any amendment signifies your agreement to the revised Terms.
4.2. Governing Law: These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which we operate, without giving effect to any principles of conflicts of law.
4.3. Dispute Resolution: Any disputes arising under or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of the jurisdiction in which we operate.
4.4. Severability: If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect.
4.5. Contact Information: For any questions or concerns regarding these Terms, please contact us at [insert contact information].
5. Acceptance
By using the Callpay Payment Processing Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.